How Our Finance Platform Works

Traditional lenders are often slow to process loan applications and unable to provide flexibility with their lending criteria. This is understandable but can make it difficult for investors and developers to find commercial finance for even some of the most attractive opportunities. By utilizing our intelligent finance sourcing platform we can quickly grasp the fundamentals of an opportunity and immediately source an appropriate finance partner. The Beacon Capital platform includes more than twenty-five lenders providing loans for property acquisitions, development projects and settlement finance. This includes both rural and urban locations throughout Ireland for either commercial or residential use. We recently completed a €2.6m acquisition loan in just 8 days for the purchase of a hotel where an investor was let down by a lender at the last minute.

As you would expect, the typical cost of finance will rise with the level of risk involved. However, we always strive to get our clients the best possible rates. Platform loan sources include private money, alternative lenders and institutional money. Each loan provider will have preferences that could include, for example, specific locations, asset types, loan purposes or loan size. After an initial discussion we can quickly advise our clients on the most appropriate source and type of funding for their requirements. In some cases funding solutions will involve blended finance where we arrange for multiple lenders to provide a combination of either bridging, mezzanine or senior debt. We also look at the lifetime journey of any project, so for example, we can source funding for a development phase that may only last six months and upon completion arrange for it to be refinanced at a more attractive rate. Please take a look at some of the recent projects below where we have provided advice and sourced funding for clients.